Working Capital Loans

Keep your business running smoothly with flexible working capital financing. Whether you need to cover payroll, manage seasonal fluctuations, purchase inventory, or handle unexpected expenses, our working capital loans provide the cash flow you need when you need it.

Key Features:

  • Quick approval process with funding in as little as 3-5 business days
  • Flexible terms ranging from 6 to 36 months
  • Funding amounts from $25,000 to $500,000
  • No collateral required for qualified businesses
  • Use funds for any legitimate business purpose

Ideal For: Businesses experiencing temporary cash flow gaps, seasonal inventory needs, or those pursuing growth opportunities that require immediate capital.

Working Capital

Equipment Financing

Upgrade or expand your equipment without depleting your working capital. Our equipment financing solutions allow you to acquire the machinery, vehicles, technology, or other equipment your business needs while preserving cash flow for daily operations.

Key Features:

  • Finance up to 100% of equipment cost
  • The equipment itself serves as collateral
  • Terms typically range from 2 to 7 years based on equipment life
  • Fixed monthly payments for predictable budgeting
  • Potential tax benefits through Section 179 deductions

Ideal For: Manufacturers, contractors, medical practices, restaurants, transportation companies, and any business that relies on specialized equipment.

Equipment Financing

Revenue-Based Financing

Get funding that grows with your business. Revenue-based financing provides capital based on your monthly revenue, with flexible repayment that adjusts according to your business performance. When sales are strong, you pay more; when they're slower, you pay less.

Key Features:

  • Repayment tied to a percentage of your monthly revenue
  • No fixed monthly payments — payments fluctuate with your sales
  • Funding amounts from $50,000 to $1,000,000
  • Fast approval based on revenue history, not just credit scores
  • Minimal documentation required

Ideal For: Seasonal businesses, retail operations, restaurants, e-commerce companies, and businesses with fluctuating monthly revenue.

Revenue-Based Financing

Commercial Real Estate Loans

Purchase, refinance, or renovate commercial property with our flexible real estate financing solutions. Whether you're buying your first building, expanding to a new location, or refinancing existing debt, we provide the capital and expertise to make it happen.

Key Features:

  • Financing for owner-occupied or investment properties
  • Competitive rates and terms up to 25 years
  • Loan-to-value ratios up to 80%
  • Purchase, refinance, or cash-out refinance options
  • Streamlined process with experienced guidance

Ideal For: Businesses looking to own their operating space, investors acquiring income-producing properties, or companies seeking to unlock equity in existing real estate.

Commercial Real Estate

Business Expansion Funding

Fuel your growth with capital designed for expansion. Whether you're opening new locations, entering new markets, launching new product lines, or scaling operations, our expansion funding provides the resources you need to take your business to the next level.

Key Features:

  • Flexible funding amounts based on your expansion plans
  • Terms structured to match your growth timeline
  • Can be combined with other financing solutions
  • Dedicated support throughout the expansion process
  • Fast approval for time-sensitive opportunities

Ideal For: Established businesses with proven track records seeking capital to scale operations, franchise operators adding locations, or companies pursuing strategic acquisitions.

Business Expansion

Accounts Receivable Financing

Convert your outstanding invoices into immediate working capital. Also known as invoice financing or factoring, this solution provides cash based on your accounts receivable, improving cash flow without taking on additional debt.

Key Features:

  • Receive up to 90% of invoice value within 24-48 hours
  • No fixed term or long-term commitment
  • Use selectively for specific invoices as needed
  • Credit decisions based on your customers' creditworthiness
  • Not recorded as debt on your balance sheet

Ideal For: B2B companies with net-30 or net-60 payment terms, staffing agencies, distributors, wholesalers, and service companies with slow-paying clients.

Invoice Financing

Our Funding Process

Getting funded shouldn't be complicated. We've streamlined our process to get you the capital you need as quickly as possible.

1

Apply

Complete our simple application online or contact us directly to discuss your needs.

2

Review

We review your information and provide a funding decision within 24-48 hours.

3

Approve

Once approved, we provide clear terms and answer any questions you have.

4

Fund

Upon agreement, funds are typically deposited within 3-5 business days.

Start Your Application